Physical damage to trailers and chassis you're hauling under an interchange agreement. Mandatory for intermodal / drayage.
Damage to trailers (and chassis, in intermodal contexts) that don't belong to you but are in your custody under an interchange agreement — typically the UIIA or a private equipment-interchange contract with a steamship line, broker, or shipper. TI sits between APD (your own equipment) and MTC (cargo) — it covers the equipment itself when it's not yours, not the cargo inside.
These are public-facing baselines for typical risk profiles. The intake re-derives line-specific limits based on your actual operation, contract obligations, and loss profile.
From the panel that ranks top-3 per line for your risk profile. Each carrier clears the A.M. Best A- floor; final selection is made in the piece-out matrix at quote time.
If I sign a UIIA I'm covered automatically by the steamship line.
The opposite — UIIA shifts liability to you for damage in your custody. The steamship line requires you to carry TI as a condition of participation. Not having TI bound and active means UIIA suspension, which kills your drayage access.
Trailer Interchange is the same as Trailer Interchange Insurance from my AL carrier's package.
Some AL carriers bundle a token TI sub-limit; it's usually $20K and rarely enough for chassis damage in intermodal. Standalone TI from a carrier with appetite is materially better-priced and better-limited.
TI covers the trailer's cargo too.
It does not. TI is equipment-only. Cargo inside an interchange trailer goes on MTC.
Yes, when scheduled. Standard TI policies often default to trailer-only and require chassis to be specifically scheduled at bind. We confirm chassis are on the schedule for intermodal carriers.
You pay out of pocket and lose UIIA / interchange access until reinstated. Suspension is rapid — typically inside 7 days of carrier notification.
Often yes — power-only load boards (where you pull broker-furnished trailers) frequently require TI as a participation gate.
$1K-$2.5K is standard. Higher deductibles drop premium but increase frequency-claim exposure on minor damage (scrapes, fender benders during dockwork).
Yes, when in your custody under the interchange agreement — subject to standard theft exclusions (unattended parking, lack of security).
One intake. Per-line submissions to your top 3 carriers. A coordinated binder.