Northridge Risk Group

Podcast

Northridge Cab Talk

Trucking insurance, claims, and the veteran agent's playbook. New episodes weekly — for new-authority operators and small fleets who'd rather skip the brokerage's marketing spin.

Episode 1

19:22

Why we won't quote below A.M. Best A-

The carrier rating gate, the certificate-holder contracts that enforce it, and why non-standard placement deserves a written disclosure.

Publish: 2026-07-08 · Status: coming-soon

Episode 2

16:48

MCS-90 is not coverage

What the federal financial-responsibility endorsement actually does, what it doesn't do, and why veterans counsel insureds that an MCS-90 trigger is personal liability.

Publish: 2026-07-15 · Status: coming-soon

Episode 3

23:11

Piece-out vs. whole-policy: 8–22% on the table

How splitting AL, APD, MTC, GL, WC, and excess across multiple carriers consistently beats whole-policy single-carrier — and what the trade-offs are.

Publish: 2026-07-22 · Status: coming-soon