Intermodal carrier — drayage, container, port / rail.
UIIA / equipment-interchange exposure, port-radius drayage, container-on-chassis.

The specialty reality.

You pull containers from ports or rail ramps to consignees and back. Your chassis often isn't yours — it's an interchange chassis under a UIIA-style agreement, which triggers Trailer Interchange coverage. Your loss runs read differently than over-the-road: shorter trips, more touches per day, higher GL exposure from port and yard incidents.

The lines that anchor this specialty.

• AL · Auto Liability Bodily injury and property damage you cause operating a motor vehicle for hire. The anchor line — every other coverage layers on this one.  Detail →
• APD · Auto Physical Damage Collision and comprehensive coverage for your own tractors, trailers, and equipment. Required when units are financed.  Detail →
• MTC · Motor Truck Cargo Damage to the cargo you're hauling. Required by nearly every broker contract; the line where rookie carriers leak the most premium.  Detail →
• TI · Trailer Interchange Physical damage to trailers and chassis you're hauling under an interchange agreement. Mandatory for intermodal / drayage.  Detail →
• WC · Workers' Compensation State-mandated coverage for on-the-job injuries to your W-2 drivers and employees. Texas is the only fully optional state.  Detail →
• GL · General Liability Premises and operations liability — claims arising from your terminal, yard, or business activities that AL doesn't reach.  Detail →

Situational add-ons

• XS · Excess / Umbrella Liability Layered limits above your primary AL, GL, and Employers Liability. The line that's no longer optional for any fleet with contractual $5M+ requirements.  Detail →
• GK · Garagekeepers Legal Liability Legal liability for damage to customer vehicles in your custody, custody, and control (CCC) — terminals, yards, repair facilities, auto-haul staging.  Detail →

Carriers who write this specialty.

From the 12-carrier panel, these are the markets with declared appetite for your specialty. Carriers that exclude or sublimit your specialty get removed automatically — we don't burn the market.

Don't choose a carrier that excludes your specialty

The rookie program-design error on specialty operations is binding with a generalist carrier whose policy sub-limits the very exposure that triggered the bind. We match per line: your AL might go to a generalist; your specialty cargo or pollution layer goes to a carrier that prices the exposure correctly instead of defensively.

What we typically see for this specialty.

Intermodal losses concentrate in: (1) container damage during interchange (TI claims), (2) port-area collision (high-traffic radius), (3) chassis-failure roadside events. Severity is generally below long-haul severity because lanes are short; frequency is materially higher because touches are more frequent.

How we handle specialty claims

TI claim handled on the carrier writing your trailer-interchange line — distinct from your AL or APD carrier. Interchange agreement reviewed at bind to confirm coverage triggers match contract language. Port-incident GL claims routed to the GL carrier with documentation of UIIA / terminal-access compliance.